/* Page-specific rules for how-it-works, lifted from the reference page. */


:root{
  --ra-ink:#14213d;
  --ra-paper:#fbfaf6;
  --ra-border:#ddd4c1;
  --ra-red:#b4211a;
  --ra-navy:#18365f;
  --ra-cream:#eee7d7;
  --ra-gold:#b88b3a;
  --ra-soft:#f5f1e8;
  --ra-muted:#6b7280;
}
*{box-sizing:border-box}
body{
  margin:0;
  font-family:Inter,Arial,sans-serif;
  background:var(--ra-paper);
  color:var(--ra-ink);
  -webkit-font-smoothing:antialiased;
}
a{color:inherit}

/* =====================================================
   PAGE HERO
   ===================================================== */
.how-hero{
  position:relative;
  overflow:hidden;
  background:
    radial-gradient(860px 420px at 88% 8%, rgba(184,139,58,.18), transparent 62%),
    linear-gradient(180deg,#fbfaf6 0%,#f3eee3 100%);
  border-bottom:1px solid var(--ra-border);
}
.how-hero-inner{
  max-width:1280px;
  margin:0 auto;
  padding:86px 24px 70px;
  display:grid;
  grid-template-columns:1.15fr .85fr;
  gap:48px;
  align-items:end;
}
.how-kicker{
  display:inline-flex;
  align-items:center;
  gap:10px;
  color:var(--ra-red);
  font-size:12px;
  font-weight:900;
  letter-spacing:.22em;
  text-transform:uppercase;
  margin-bottom:18px;
}
.how-kicker:before{content:"";width:34px;height:1px;background:var(--ra-red);display:block;}
.how-hero h1{
  margin:0;
  max-width:820px;
  font-size:clamp(42px,6vw,82px);
  line-height:.94;
  letter-spacing:-.06em;
  font-weight:900;
}
.how-hero p{
  margin:22px 0 0;
  max-width:700px;
  color:#4b5563;
  font-size:18px;
  line-height:1.75;
}
.how-cta-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px;}
.how-btn{
  display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 22px;border-radius:4px;
  text-decoration:none;font-size:12px;font-weight:900;letter-spacing:.14em;text-transform:uppercase;border:1px solid var(--ra-ink);
}
.how-btn-primary{background:var(--ra-navy);color:#fff;border-color:var(--ra-navy)}
.how-btn-light{background:#fff;color:var(--ra-ink)}
.how-summary-card{
  background:#fff;
  border:1px solid var(--ra-border);
  box-shadow:0 22px 60px rgba(20,33,61,.08);
  padding:24px;
  display:grid;
  gap:0;
}
.how-summary-row{
  display:flex;
  justify-content:space-between;
  gap:18px;
  padding:16px 0;
  border-bottom:1px solid #eee7d7;
}
.how-summary-row:last-child{border-bottom:0}
.how-summary-row span{color:#6b7280;font-size:12px;text-transform:uppercase;letter-spacing:.14em;font-weight:900;}
.how-summary-row strong{text-align:right;font-size:15px;color:var(--ra-ink);}

/* =====================================================
   MAIN CONTENT
   ===================================================== */
.how-main{max-width:1280px;margin:0 auto;padding:62px 24px;}
.how-intro{
  display:grid;
  grid-template-columns:.78fr 1.22fr;
  gap:48px;
  align-items:start;
  margin-bottom:54px;
}
.how-label{font-size:12px;font-weight:900;letter-spacing:.2em;text-transform:uppercase;color:var(--ra-red);margin-bottom:12px;display:block;}
.how-section-title{margin:0;font-size:clamp(30px,4vw,54px);line-height:1;letter-spacing:-.05em;font-weight:900;}
.how-copy{
  background:#fff;
  border:1px solid var(--ra-border);
  padding:34px;
  box-shadow:0 18px 54px rgba(20,33,61,.06);
}
.how-copy p{margin:0 0 18px;color:#374151;line-height:1.8;font-size:16px;}
.how-copy p:last-child{margin-bottom:0}

.how-steps{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:16px;
  counter-reset: step;
}
.how-step{
  position:relative;
  background:#fff;
  border:1px solid var(--ra-border);
  padding:24px;
  min-height:245px;
  display:flex;
  flex-direction:column;
  justify-content:space-between;
  box-shadow:0 14px 42px rgba(20,33,61,.05);
}
.how-step:before{
  counter-increment:step;
  content:counter(step, decimal-leading-zero);
  display:inline-flex;
  width:44px;height:44px;
  align-items:center;justify-content:center;
  background:#f8f5ec;
  border:1px solid var(--ra-border);
  color:var(--ra-red);
  font-size:13px;
  font-weight:900;
  letter-spacing:.08em;
  margin-bottom:18px;
}
.how-step h3{margin:0 0 12px;font-size:20px;line-height:1.2;font-weight:900;color:var(--ra-ink);}
.how-step p{margin:0;color:#4b5563;line-height:1.7;font-size:15px;}
.how-step a{margin-top:18px;color:var(--ra-navy);font-weight:900;text-decoration:none;font-size:13px;text-transform:uppercase;letter-spacing:.1em;}

.how-two-col{
  margin-top:54px;
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:18px;
}
.how-panel{
  background:#fff;
  border:1px solid var(--ra-border);
  padding:28px;
  box-shadow:0 14px 42px rgba(20,33,61,.05);
}
.how-panel.dark{
  background:var(--ra-navy);
  color:#fff;
  border-color:var(--ra-navy);
}
.how-panel h3{margin:0 0 16px;font-size:26px;line-height:1.1;letter-spacing:-.035em;font-weight:900;}
.how-panel p{margin:0 0 14px;color:#4b5563;line-height:1.75;font-size:15px;}
.how-panel.dark p{color:rgba(255,255,255,.76)}
.how-checklist{display:grid;gap:12px;margin:18px 0 0;padding:0;list-style:none;}
.how-checklist li{
  display:grid;
  grid-template-columns:28px 1fr;
  gap:10px;
  align-items:start;
  color:#374151;
  line-height:1.6;
  font-size:15px;
}
.how-panel.dark .how-checklist li{color:rgba(255,255,255,.82)}
.how-checklist li:before{
  content:"✓";
  width:28px;height:28px;
  display:flex;align-items:center;justify-content:center;
  border-radius:50%;
  background:#f8f5ec;
  color:var(--ra-red);
  font-weight:900;
}
.how-panel.dark .how-checklist li:before{background:rgba(255,255,255,.12);color:#fff}

.how-notice{
  margin-top:28px;
  background:#fff8ee;
  border:1px solid #f3d39b;
  border-left:5px solid var(--ra-gold);
  padding:20px;
  color:#5b4219;
  line-height:1.7;
  font-weight:700;
}

.how-final-cta{
  margin-top:54px;
  background:
    radial-gradient(600px 260px at 100% 0%, rgba(184,139,58,.20), transparent 60%),
    #111827;
  color:#fff;
  border:1px solid rgba(184,139,58,.25);
  padding:34px;
  display:grid;
  grid-template-columns:1fr auto;
  gap:24px;
  align-items:center;
}
.how-final-cta h3{margin:0 0 8px;font-size:30px;line-height:1.1;letter-spacing:-.04em;font-weight:900;}
.how-final-cta p{margin:0;color:rgba(255,255,255,.72);line-height:1.7;}
.how-final-cta .how-btn{background:#fff;color:#111827;border-color:#fff;white-space:nowrap;}

/* Contact widget retained */
.contact-widget{position:fixed;right:20px;bottom:20px;z-index:1000;display:flex;flex-direction:column;align-items:flex-end;gap:15px;}
.contact-button{background:var(--ra-navy);color:white;width:58px;height:58px;border-radius:50%;display:flex;justify-content:center;align-items:center;cursor:pointer;box-shadow:0 14px 34px rgba(20,33,61,.2);transition:.25s;font-size:22px;}
.contact-button:hover{transform:translateY(-3px)}
.contact-info{background:#fff;border:1px solid var(--ra-border);padding:18px;box-shadow:0 20px 60px rgba(0,0,0,.16);max-width:350px;width:100%;opacity:0;transform:translateY(10px) scale(.95);transition:.25s;visibility:hidden;}
.contact-info.active{opacity:1;transform:translateY(0) scale(1);visibility:visible;}
.contact-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:15px;padding-bottom:12px;border-bottom:1px solid var(--ra-border);}
.contact-header h3{margin:0;font-size:18px;font-weight:900;color:var(--ra-ink);}
.close-btn{background:none;border:0;font-size:22px;color:#6b7280;cursor:pointer;}
.contact-item{display:flex;align-items:center;gap:12px;margin-bottom:12px;padding:13px;background:#f8f5ec;border:1px solid var(--ra-border);}
.contact-icon{width:40px;height:40px;border-radius:50%;display:flex;justify-content:center;align-items:center;background:#fff;color:var(--ra-navy);flex-shrink:0;}
.contact-details h4{margin:0 0 4px;font-size:13px;font-weight:900;text-transform:uppercase;letter-spacing:.08em;}
.contact-value{font-size:14px;font-weight:700;word-break:break-all;}
.copy-btn{margin-left:auto;background:var(--ra-navy);color:#fff;border:0;padding:8px 10px;border-radius:4px;font-size:12px;cursor:pointer;font-weight:800;}
.copy-btn.copied{background:#15803d;}

@media(max-width:980px){
  .how-hero-inner,.how-intro,.how-two-col,.how-final-cta{grid-template-columns:1fr;gap:28px;}
  .how-hero-inner{padding:58px 16px 44px;}
  .how-main{padding:42px 16px;}
  .how-steps{grid-template-columns:1fr;}
  .how-copy,.how-panel,.how-final-cta{padding:22px;}
  .contact-widget{right:14px;bottom:14px;}
}
@media(max-width:520px){
  .how-summary-row{display:block;}
  .how-summary-row strong{display:block;text-align:left;margin-top:6px;}
  .how-cta-row .how-btn,.how-final-cta .how-btn{width:100%;}
}